Written by Sherri Hicks

I love being in college because it’s a great way for me to focus on something other than earning money. When I was in high school I had to spend a lot of time worrying about working and going in for my shift and now that I’m in school and I’ve got this great scholarship I don’t have to worry about money as much which is really nice. I recently went to internet.clear.com and got myself internet so I’d be hooked up at home and on campus, too. I think it’s amazing there are so many technologies designed specifically for students but you know, it’s all about reading and taking notes and all the hard work anyone has to put in to make sure they’ve got it down. I am lucky and I’m just a naturally good test takerbut you know, at the end of the day I have to study way more now in college than I did when I was in high school. I think it’s crazy to think I wouldn’t!

I’m I the only one to notice that most online retailers beefing up ways to get more sales. Plus online stores are trying to sell more kids games, as well as those big box stores. Most of us will be running to the malls to get those big deals very soon, and others will stay home and shop online. I was reading that a few online retailers had double digit percent increase last year during the back to school rush. And shopping at the malls where down by a few points. So I would have to say that it wasn’t as bad as a lot of those analysts thought it was going to be. And most of the online sales where for things related to tech stuff like TV’s, games, and clothing. It seems that you can purchase just about anything online these days, if your willing to pay the shipping costs. If you purchased online last year the chances are you’ll be doing it again this year. So get geared up and ready for another year of shopping, the economy is needs it.

As some of you know getting a car loan is becoming harder and harder for a lot of people these days. The credit markets are still somewhat frozen. The U.S. Government would like for you to think things are changing, but that’s not totally true. Banks are only lending to people with excellent credit. In the past if you had good credit or even fair credit you could get loans for car title. The interest rate was a little higher, but you got the car loan. The problem today is that this isn’t happening anymore, which is hurting automakers, car dealers and their vendors. With that being said, it’s time for some to start looking for other sources. I would however suggest that if you do look for loans besides the banks to your research.

Are you looking for ways to watch over your employees, or maybe a few questionable customers? If so, I found a site on the net, as well as you can too. Just do a simple search for inexpensive security camera systems. The site I found stated that they have the best prices, guaranteed. And the prices I found seems to be will worth it. Now I understand that you really can’t put a price on safety and protecting your business, so price shouldn’t come into play that much. But if someone were offering me something that would keep my employees and customers safe I would jump on it quick. Protecting everyone in your business from crocks is always a good move in my book. If I feel safe in or around your business I’ll be back. So do the right thing, and make the effort to keep people safe. I would also suggest get a playbook tablet to watch those cameras on the go. Right now I use my notebook, but I have considered a tablet.

My best friend works at a local animal shelter and she’s always telling me that I need to adopt an animal. I ask her questions a lot about it because I really want to adopt a pet soon. But I’m not in the proper financial place right now to do that. So instead I’m going to figure out all of the details so that once I’m in that financial situation I will absolutely be prepared to finally adopt an animal!

She’s told me that black cats aren’t adopted as often as other cats, so that’s what I’m going to concentrate on taking. When I was online looking at some pics of cute black cats, I found some info on debt consolidation and thought that it would be a good way to help me being closer to adopting a pet.

I hope to be there pretty soon, although I think I’ll know exactly what kind of cat to get and where to get it, of course at the animal shelter my friend works at! I don’t think she’d let me have it any other way.

NetBooks, What do you think about them? My take on the netbooks is that there a thing of the past. Yes I know there a new thing sweeping across the world right now. But come on, there powerless, limited performance and only good for one thing, the Internet. And I would be willing to question that. Maybe some day they’ll come up with a booster for them, like they did for the cell phone, the wireless booster.

They are cheap however, about $300 for most of the powerful units. You can upgrade from the standard unit but would never compare to the standard laptops power. Anyway, a lot people like the netbook, after all they are very portable and generally more rugged than the laptop. Me personally, I will never buy one, not my thing. I’m going to stick with the laptops, I need power.

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I have been reading all over the Internet, and watching news reports that major retailers are offering huge discounts again. But when I started to look around in the newspaper and online the only deals I could find are on cheap stuff. I think retailers are really pushing fake deals to get people out shopping. They run these ads thinking your going to get 50 percent to 75 percent off on toys, electronics and clothing. But once you get to the store everything is gone. That’s because they only had a few good things lying around like heated clothing. Anyway, if anyone finds any deals let me know.

Contributed by Milford Woods

I never thought I would move. I thought I would always live in the same house in the same state, but my job thought differently. Last month, I was transferred to California. At first, I thought it would be exciting. It would be a new place with lots of new things to see and do. However, then it hit me. There was going to be a million things I was going to have to figure out and research. I quickly had to research everything. Luckily, I was able to find a wonderful house at a reasonable rate. It’s nothing too special, but perfect for me. The house has a state of the art San Diego ADT SECURITY system, a small pool and a long driveway. I know it might seem like something funny to look for in a house, but I have always wanted a long driveway. After fretting about all the changes, I am starting to really love it in California. The ocean is beautiful and there is always something happening in the city. I hope my family will come and visit soon. I think they will really love it out here. Plus I am really starting to miss them.

Are you overwhelmed by the amount of business debt you owe? Do you feel like no one else could possibly be in a similar situation as yours? Well the fact is that your not alone. Most American businesses today are drowning in debt and feel like they have nowhere to turn. Most people/businesses just barely get by with paying their minimum monthly payments on their credit cards. And by simply paying the minimum it will take years to pay that debt down. That’s why when you get in the situation of only paying the minimum it’s time to seek out and find a credit consolidation company, or maybe take out a working capital financing loan. Now I know it’s hard to seek help, but think how much more better your life could be by becoming debt free. Plus when you partner with a credit consolidation company they can get your monthly payments lowered and even reduce interest rates on your credit cards. In some cases they could even eliminate interest rates all together. And when you take your high interest rates out of your payments mean you will pay off your debt much faster. So don’t delay anymore, reduce the stress in your life and get your finances in order today.

In this type of economy looking for deals are more important than ever before. Buying things at discounted rates is the only way to go for me. If there’s something I ever need I’m looking for the best deal I can find, and you should too. I try to find the best rate on things I need and want. I also make sure I’m dealing with a real company. And when I’m looking for electronics, music, movies, books I can always find a closeout deal. If you search smart you can find deals on just about anything, even on things like the Buy Asus Transformer , and so much more. There are sites that run weekly deals all the time. Some of these sites will blow your mind. I compare prices on everything, I don’t care what it is, and so should you. You will be surprise how much money you can save just by searching the internet.