As some of you know getting a car loan is becoming harder and harder for a lot of people these days. The credit markets are still somewhat frozen. The U.S. Government would like for you to think things are changing, but that’s not totally true. Banks are only lending to people with excellent credit. In the past if you had good credit or even fair credit you could get loans for car title. The interest rate was a little higher, but you got the car loan. The problem today is that this isn’t happening anymore, which is hurting automakers, car dealers and their vendors. With that being said, it’s time for some to start looking for other sources. I would however suggest that if you do look for loans besides the banks to your research.

I have been reading all over the Internet, and watching news reports that major retailers are offering huge discounts again. But when I started to look around in the newspaper and online the only deals I could find are on cheap stuff. I think retailers are really pushing fake deals to get people out shopping. They run these ads thinking your going to get 50 percent to 75 percent off on toys, electronics and clothing. But once you get to the store everything is gone. That’s because they only had a few good things lying around like heated clothing. Anyway, if anyone finds any deals let me know.

In this type of economy looking for deals are more important than ever before. Buying things at discounted rates is the only way to go for me. If there’s something I ever need I’m looking for the best deal I can find, and you should too. I try to find the best rate on things I need and want. I also make sure I’m dealing with a real company. And when I’m looking for electronics, music, movies, books I can always find a closeout deal. If you search smart you can find deals on just about anything, even on things like the Buy Asus Transformer , and so much more. There are sites that run weekly deals all the time. Some of these sites will blow your mind. I compare prices on everything, I don’t care what it is, and so should you. You will be surprise how much money you can save just by searching the internet.

Are you looking for some great ideas for your love one or family member’s? Or how about this one, are you tired of buying the same old tie and socks that never get worn. If you are, how about consider on buying flowers. I know that flowers don’t last that long, but they do put a smile on someone’s face. I came across a site that offers great deals on flowers, and they even offer Proflowers for engagment flowers on there site. And don’t for get to check out the specials, you will find something for someone, I can feel it.

Thanks for the post from Barney Crosby

There’s nothing like bond between kids and pets which is why we finally broke down last month and got the boys a dog. They’d just been spending too much time in front of the directstartv.com satellite channels and we wanted them to have a reason to get outside and roam around so we figured getting them a Lab would be perfect. Lucy is just the sweetest dog, too, and she’s great with the boys – they’re teaching her all kinds of tricks which is just adorable to watch! I love how much responsibility they seem to be learning from having a dog and they’re walking a lot more than they used to just because of her which makes me really happy. I know it seems small but growing up with a dog was really formative for me and I can’t imagine a way that it wouldn’t benefit the boys as well. Not to mention the job my husband and I get from having a dog in the house all the time…it’s so great!

The colors and scenes seem to come alive in high definition and makes these shows even more enjoyable. My children Tom and Mary love to watch these documentaries with me also. We enjoy seeing things we have never seen before and learning all that we can about them. After watching these shows, we will usually go on the internet in order to find out additional information about the featured animal.

Learning new things has always fascinated me and these shows let me learn about the world around me and the many wonders that we don’t really even know about yet. My children have learned many things and have put together reports for school from the information they have gathered on these once unknown animals. These shows put a whole different spin on the regular animal shows that are available. Everyone should make an effort to watch these shows once in a while to learn something new.

This past holiday season was great for online retailers. Instead of people putting on their running shorts and running to the malls they stayed home. I reading that a few online retailers had double digit percent increase over last year. And shopping at the malls where down a few percent. So I would have to say that it wasn’t as bad as a lot of analysts thought it was going to be. And most of the online sales where for things like the Nintendo Wii game console and LCD HDTV’s. It seems that you can purchase just about anything online these days. If you purchased online this year I would be willing to bet that you will be doing it again soon. This past holiday season there was a lot of first time online shoppers. And the main reason for them purchasing online was because they where looking for deals. And now that they found a new way to buy things they’re saying good-by to the malls.

My biggest problem I have with all the welfare money going out to these big companies is AIG. These jerks and crocks so far have received over $200 billion of tax payers money. And their going to need about another $200 billion to get straighten out. Just the other day AIG reported a huge lose, then had the guts to ask Federal Reserve for more money to stay alive. I wonder when the Fed will just hand them their own ink stamps and start writting their own checks. This welfare bailout is really starting to get to me. We’re saving banks and anyone that wants free money from us, and in the mean time our 401k’s are becoming worthless. I thought the whole point behind all this is to help the American people. I can’t think of one person that this bailout has helped. Here’s what we need to do, and I said it before, the U.S. government needs to take these companies over. Take them over not to run, but to break up and sell off to other companies that are doing it right. This way we get our money back and those other companies with good management in place get to grow, which would create jobs or keep jobs. Sounds good, but will never happen. The U.S. government and most Americans are going to go broke within a year. The poor are going to get poorer!

It just might be a good time to start traveling again. Yes I do know that times are hard for a lot of people and that we’re in a recession. But there are just so many deals out there; some are to good to pass up. And if you wanted to head out to Las Vegas you need to check out a few sites to find a few good deals. I located a few sites in my searches and came a across a few good deals. These sites seem pretty easy to use and the rates seem low on these sites. What I like most about these sites are the deals, and I think you will too.

It seems things are getting worst, not getting any better. The U.S. jobless benefits just jumped again, more people making claims for unemployment insurance benefits. At this point there’s about 11% of the workforce collecting unemployment insurance benefits, which hasn’t been this high since 1982. This is the main reason behind all the bailout plans being handed out these days. Without these bailout loans people filing for unemployment insurance benefits would be close to 20%. I’m not saying I agree with the bailouts, but it’s keeping people in their jobs. One place to look is jobs in philly , anyway that’s what I heard. I just hope things start getting better sooner than later, because all this bad news is hurting the U.S. markets.